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Account size · $100,000

Cheapest $100,000 Prop Firm Challenge — 18 firms

Reviewed by TradingEdge

Compare 18 prop firms' $100,000 Challenge fee — all prices include the TradingEdge discount. Sorted cheapest to most expensive. 10-15% off every challenge. 11 out of 15 firms refund 100% on first payout, turning the fee into a loan instead of a sunk cost.

Cheapest: Funded Trader Markets $249 (60% = $373 saved)
#
Prop Firm
List
Net
Disc
Refund
Action
1
Funded Trader Markets
$100k · MAY public code (verified May 2026): up to 60% off 1-Step/2-Step, 40% off Instant. Expires May 31. $100k = $622 → $249.
$622
$249
save $373
60%
100% at first payout
2
Goat Funded Trader
$100k · HBGFT public code: BOGO + 50% off · FIRSTGFT: 50% off new customers · verified May 2026.
$526
$263
save $263
50%
100% at first payout
3
Wemastertrade
$100k · Standard $100k Challenge $320 verified May 2026 — apply WHALE for partner discount.
$320
$282
save $38
12%
100% at first payout
4
E8 Markets
$100k · E8 Markets (Dallas) — Match-Trader + DXTrade · 80/20 split scaling to 100% · runs frequent stacked promos beyond the 5% WHALE floor.
$325
$309
save $16
5%
100% at first payout
5
Instant Funding
$100k · Public codes verified May 2026: FLOW 27% (multi-use), DRIVE 20%, BFNEW 42% (new customer), BF2090 20%, OURBEST 10%. Try BFNEW first if first-time.
$449
$328
save $121
27%
Partial
6
FXIFY
$100k · Public codes verified May 2026: FXIFY3 33% (everything) or NEW40 40% (One-Phase, new users). $100k = $548 → ~$367 (FXIFY3) / $329 (NEW40).
$548
$367
save $181
33%
100% at first payout
7
The5ers
$100k · Long-term scaling — funded accounts up to $4M.
$415
$374
save $41
10%
Progressive
8
Alpha Capital Group
$100k · UK-based — value tier with sub-$50 entry.
$429
$378
save $51
12%
100% at first payout
9
Aqua Funded
$100k
$459
$404
save $55
12%
100% at first payoutauto
10
FunderPro
$100k · Public 25% OFF promo runs until Dec 31, 2026. $100k One-Phase = $539 → ~$404. cTrader + DXTrade · stable payout since 2022.
$539
$404
save $135
25%
100% at first payout
11
FundingPips
$100k · Cheapest entry in the market — $28 for a $5k Challenge.
$459
$413
save $46
10%
100% at first payout
12
Eightcap Challenges
$100k · Broker-backed prop — ASIC-regulated parent.
$469
$422
save $47
10%
100% at first payoutauto
13
FTMO
$100k · Industry benchmark — $300M+ paid out, 11-year track record.
$489
$440
save $49
10%
100% at first payoutauto
14
Maven Trading
$100k · OMO public code = 40% off, verified May 2026. $100k ~$440 net after code.
$733
$440
save $293
40%
100% at first payout
15
Atmos Funded
$100k
$499
$449
save $50
10%
100% at first payoutauto
16
Funded Elite
$100k
$499
$449
save $50
10%
100% at first payoutauto
17
CryptoFundTrader
$100k · Crypto-native prop — BTC/ETH spot + perps.
$549
$494
save $55
10%
100% at first payout
18
City Traders Imperium
$100k · No-daily-DD option — popular with swing traders.
$699
$629
save $70
10%
Progressiveauto

If you purchased a $100,000 Challenge from every firm above, the total savings vs list price = $1934.

Other account sizes

FAQ

Why is Funded Trader Markets cheaper than other $100,000 firms?

Challenge fees depend on each firm's business model. Volume-focused firms (FundingPips, Alpha) price lower than premium-priced firms (FTMO). A lower price doesn't mean lower quality — FundingPips has paid out $30M+ with verifiable payout proof. Always rank firms by payout track record, rule clarity, and community trust first; price second.

What is the cheapest $100,000 Challenge available?

Funded Trader Markets at $249 after the 60% TradingEdge discount. The most expensive in this bracket is City Traders Imperium at $629 — a spread of $380.

If I fail the Challenge, do I lose the money?

Yes — prop firms do not refund failed Challenges. This is why account size should match your real skill, not the biggest one hoping to pass. Try FTMO's Free Trial or start at $5k-$10k to prove the strategy before scaling.

Is picking the cheapest prop firm always the best move?

No — price is only one factor. More important: payout reliability (paid on time), rule clarity (unambiguous), drawdown type (trailing vs static), refund policy, scaling plan, community trust. See /best-prop-firm-2026 for the technical ranking.

Calculate your exact savings

Pick a Challenge size + firm → calculator outputs total savings and net post-refund cost.

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