Refund Tracker · 2026

Prop Firm Refund Tracker

Reviewed by TradingEdge2026-05-12

TL;DR

11 of our 15 partner firms refund 100% of the Challenge fee on the first payout (FTMO, Goat, FundingPips, Wemastertrade, etc.) · 2 refund progressively (The5ers, CTI) · 2 partial (TradeThePool, Instant) · 0 with no refund. The "true cost" of a Challenge is $0-$50 if you pass and take a payout — the fee is only risk capital if you fail.

Many prop firms refund the Challenge fee in full when you take the first payout — turning the upfront fee into a loan rather than a sunk cost. This page lists every TradingEdge partner firm's refund policy, grouped by type, so you can pick the risk profile that matches your comfort zone.

Full Refund — 100% at first payout

(15)

FTMO

100% of the Challenge fee refunded with the first payout.

−10%

$80 $89

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FundingPips

Challenge fee returned in the first payout cycle.

−10%

$25 $28

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Wemastertrade

Challenge fee refunded with first payout once funded.

−12%

$43 $49

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Goat Funded Trader

100% Challenge fee back on first payout.

−50%

$20 $39

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Atmos Funded

Fee fully refunded with the first payout.

−10%

$80 $89

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Alpha Capital Group

Challenge fee refunded with first payout milestone.

−12%

$40 $45

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CryptoFundTrader

Full fee refund on first payout cycle.

−10%

$89 $99

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Maven Trading

Refundable on third withdrawal.

−40%

$53 $89

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Funded Elite

Fee refunded with first qualifying payout.

−10%

$71 $79

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Aqua Funded

Full Challenge fee refunded with first payout.

−12%

$57 $65

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Eightcap Challenges

Challenge fee refunded at first payout.

−10%

$71 $79

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FXIFY

Challenge fee refunded at first payout.

−33%

$40 $59

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FunderPro

Refund 100% at first payout.

−25%

$52 $69

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Funded Trader Markets

Refund Challenge fee at first payout.

−60%

$36 $89

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E8 Markets

Challenge fee refunded with first profit payout.

−5%

$31 $33

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Progressive — paid back across multiple payouts

(2)

The5ers

Fee refunded progressively across the first 3 payouts.

−10%

$35 $39

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City Traders Imperium

Progressive refund across the first 3 payouts.

−10%

$143 $159

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Partial — a fixed share returned

(2)

Trade The Pool

Partial fee credit applied to first 2 payouts.

−10%

$87 $97

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Instant Funding

50% of fee credited at first payout.

−27%

$36 $49

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Frequently asked

What does "refund" actually mean — when do I get the money back?

After you pass the Challenge (hit profit target within drawdown rules), the firm gives you a real funded account. You trade until profits meet the payout threshold (typically 4-8% of the funded account, or $500-$1,000). On this first payout, many firms refund the Challenge fee you paid upfront — credited to the payout or sent as a separate cash payment. "100% at first payout" means you receive the full fee back alongside payout #1.

If I fail the Challenge, does the refund policy still apply?

No — refunds only apply after passing AND taking a real payout. A failed Challenge means the fee is a sunk cost. Every firm operates this way. This is why account size should match your real skill, not the biggest size you hope to pass.

Which firm pays back the refund fastest in practice?

Goat Funded Trader + FTMO + Wemastertrade refund 100% on payout #1 — break-even within 1-2 months if you trade steadily. The5ers is slower because it spreads the refund across 3 payouts (3-6 months). TradeThePool is the slowest because it only refunds a partial share (50%).

Does the refund stack with the TradingEdge discount?

They're separate. The TradingEdge discount is applied at checkout (before you pay). The refund is returned by the firm after your payout. They combine: a $200k FTMO Challenge listed at $1,080 → 10% TradingEdge discount = $972 → 100% refund at first payout = $0 effective Challenge cost.

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