The Funded Trader
The Funded Trader (TFT) is a fast-growing American prop firm with bi-weekly payouts and one of the fastest 24-hour payout speeds in the industry. Multiple challenge plans suit every trading style.
Does The Funded Trader actually pay out? Yes — and here is the proof.
The Funded Trader has operated for 5 years from Atlantic Beach, Florida, USA, paying out $120M+ (ตลอดอายุ) of profits to 50,000+ Funded — at a measured speed of < 24 ชม. · 95% เคส. Trustpilot rates the firm 4.6/5 across 4,280 verified reviews. The traders complaining "scam" online almost always failed the Challenge by breaching a Drawdown rule, not because the firm refused to pay.
The Funded Trader is a prop firm that genuinely pays out and reviews well — great for traders looking for serious funding sizes.
- Founded 2021 (5 years)
- Trustpilot 4.6/5 from 4,280 reviews
- Payout Reliability 9/10
- Already paid out $120M+ (ตลอดอายุ)
- Reliable refund policy
This verdict is computed from licensing, company age, community reviews, and our own checks — it’s a guideline, not financial advice about The Funded Trader
We recommend you cross-check every detail against official sources — click each license to query the regulator’s public register directly, and read real community reviews.
All links point to official regulator websites / independent review platforms. TradingEdge has no affiliation with these sites — they’re public data for you to verify independently.
Highlights
- 24-hour payouts — among the fastest
- Bi-weekly payout schedule
- Multiple challenge types (Standard, Rapid, Royal)
- Up to $600,000 funding
- EA + News + Swing all allowed
Pros and cons of The Funded Trader
- Very fast payouts (24h)
- Diverse challenge formats
- No restriction on holding overnight
- Strong community on Discord
- Younger firm than FTMO
- Strict rules on consistency
- Mixed reviews on edge cases
Challenge & Pricing
| Account Size | Fee | Phase 1 | Phase 2 |
|---|---|---|---|
| $10,000 | $79 | 8% | 5% |
| $25,000 | $197 | 8% | 5% |
| $50,000 | $337 | 8% | 5% |
| $100,000 | $547 | 8% | 5% |
| $200,000 | $997 | 8% | 5% |
| $400,000 | $1,797 | 8% | 5% |
How much can you actually make at The Funded Trader?
These are realistic monthly net payouts after the 90% profit split — assuming you actually pass the Challenge and trade within the Drawdown rules. They are not guaranteed: a real funded trader has losing months too.
| Account size | Conservative(3%/mo) | Realistic(5%/mo) | Strong month(8%/mo) |
|---|---|---|---|
| $50,000 | $1,350per month | $2,250per month | $3,600per month |
| $100,000 | $2,700per month | $4,500per month | $7,200per month |
| $400,000 | $10,800per month | $18,000per month | $28,800per month |
Realistic constraint: roughly 18-21% of buyers actually pass the Challenge, and funded traders typically have 2-3 red months per year inside normal variance. Treat these numbers as the upside of a serious, disciplined plan — not a forecast. Risk management (1% per trade, personal Daily Loss at half the firm rule) is what turns this from a maybe into a yes.
Credibility & Real Payout
Credibility and real payout proof — cross-check across Trustpilot, PropFirmMatch, Reddit. (Prop firms have no ongoing rebate system like brokers — only Cashback 8% after the first payout.)
We recommend verifying reviews and payout proof across multiple sources before buying a Challenge.
Cashback 8% when buying a Challenge via TradingEdge — paid back after the first payout (not an ongoing rebate like brokers offer).
The Funded Trader vs other top Forex prop firms
| Feature | The Funded Traderthis firm | E8 Markets | FTMO |
|---|---|---|---|
| Cheapest Challenge | $79 | $33 | $89 |
| Max funding | $600,000 | $400,000 | $400,000 |
| Profit split | 90 / 10 | 80/20 → 100% scaling | 90 / 10 |
| Daily DD | 5% | 5% | 5% |
| Total DD | 12% | 8% | 10% |
| DD type | trailing | static | static |
| Payout speed | within 24h | 24 - 48 ชม. | 1 - 2 วันทำการ |
| Pass rate (community) | ~18% | ~16% | ~13% |
| Trustpilot | 4.6 / 5 · 4,280 | 4.4 / 5 · 1,820 | 4.8 / 5 · 8,210 |
| Years operating | 5 years | 5 years | 11 years |
Challenge signup steps via TradingEdge
- 11Buy Challenge through the TradingEdge link
Pick the right tier (from from $99) · use our discount code at checkout.
- 22Start Phase 1 (Challenge)
Trade to hit the profit target · keep DD inside 5% / 12%.
- 33Pass Phase 2 (Verification)
Half of Phase 1’s profit target · same rules.
- 4Receive Funded account · Live Trading
Start live trading · Payout within 24h · keep 90 / 10 of profits.
Top reasons traders fail the The Funded Trader Challenge — and how to avoid them
- 1.Breaching the Daily Loss limit (5%)
One bad day with oversized positions and the account closes. Fix: set a personal Daily Stop at half the firm rule (around 2-3%) and shut down for the day at that level — every time.
- 2.Breaching the Max Drawdown ceiling (12%, trailing)
Trailing-DD means the ceiling moves with your profit — a strong week then a drawdown can flip the account faster than people expect. Fix: manage your real DD to 60-70% of the firm ceiling, never the full amount.
- 3.Violating the Consistency Rule
Royal: 25% Best Day Rule / Standard: ไม่มี. Fix: spread your profit across at least 5-7 trading days — a single hero day above the cap can disqualify the payout even if total profit is well above target.
- 4.Not hitting the Minimum Trading Days (5 days)
Reach the profit target on day 3 and you still cannot pass — the firm needs to see 5 trading days of activity. Fix: plan the Challenge as a 10-day journey, not a sprint, and trade tiny size on the remaining days to clock activity safely.
- 5.News trading without a plan
The Funded Trader allows news trading, but spreads widen 5-10x during NFP / FOMC / CPI and slippage breaks the stop. Fix: close or reduce size 5 minutes before any high-impact print unless news trading is part of your tested edge.
- 6.Revenge trading after a loss
Two losses in a row → the third trade is usually emotional, not in the system. Fix: a hard rule of "two losses = close the laptop for the day." Boring, and the single biggest savior of funded accounts.
- 7.Position sizing scaled to the dollar number, not the % rule
On a $200k account, even 1% risk feels "big" so people instinctively bump up — the % rule has not changed, only the dollar number. Fix: lock risk at a fixed % (e.g. 0.5-0.75%) and forget the dollar figure entirely.
In-depth Prop Firm information
Full data — Company, Challenge Conditions, Trading Rules, Payout Track Record.
- EA Trading
- Scalping
- Copy Trade ระหว่างบัญชีตัวเอง
- News Trading (Royal/Rapid)
- Hedging
- ห้าม HFT
- ห้ามแชร์บัญชี
- ห้าม Hedging ข้ามบัญชี TFT
- Standard ห้ามถือข้าม Weekend
- Forex Awards 2023 — Most Innovative Prop Firm
- PropFirmMatch — Top 3 Prop Firm 2024
- PipBeyond — Best Customer Service 2023
People also ask
Is The Funded Trader legit or a scam?
The Funded Trader is a legitimate prop firm — founded in 2021 (5 years operating) in Atlantic Beach, Florida, USA, with 50,000+ Funded and $120M+ (ตลอดอายุ) paid out, plus a Trustpilot score of 4.6/5 across 4,280 reviews. The "scam" claims you see online are almost always traders who failed the Challenge by breaching the Drawdown rules — not the firm refusing to pay.
How long does The Funded Trader actually take to pay?
Official payout speed: within 24h · minimum payout: ไม่มี · independent measured latency: < 24 ชม. · 95% เคส. This is one of the faster speeds in the industry.
What happens if I break a Drawdown rule on The Funded Trader?
The account is closed immediately — no warning, no second chance. The Daily DD limit is 5%, total DD limit 12%, drawdown type trailing. To stay safe, set a personal stop at roughly half the firm rule (e.g. with a 5% firm Daily limit, stop yourself at 2-3%).
What is the realistic pass rate for The Funded Trader Challenge?
Community estimates put the pass rate at roughly 18-21% — meaning 79-82% of buyers never get funded. That is normal across the whole industry; the Challenge is designed to be hard. Traders who pass usually arrive with a backtested system, not just confidence.
Can I trade The Funded Trader from Thailand?
Yes — The Funded Trader accepts traders from Thailand with no country restriction. Payouts to a Thai bank work via international wire / crypto / payment processors depending on the firm. A note: a prop firm payout counts as foreign-source income in Thailand — consult a Thai accountant about reporting it correctly.
Is The Funded Trader regulated?
The Funded Trader (like nearly every prop firm) is not regulated as a financial broker — because the capital you trade is the firm's simulated capital, not customer deposits. Trust is established through 5+ years of operation, $120M+ (ตลอดอายุ) of paid-out profits, and 4,280 verified reviews — not through a financial regulator.
Frequently asked questions about The Funded Trader
The Funded Trader was founded in 2021 in Atlantic Beach, Florida, USA · paid out $120M+ (ตลอดอายุ) across 50,000+ Funded · payout speed within 24h
Profit Split 90 / 10 · Daily Drawdown 5% · Total Drawdown 12% · Max funding $600,000
MT4 · MT5 · DXTrade · Match-Trader · EA supported · Weekend holding allowed · News trading allowed
รับ Challenge Fee คืนใน Payout ครั้งแรก (ส่วนใหญ่)
Royal: 25% Best Day Rule / Standard: ไม่มี
Trigger: 3 เดือนติด มี Payout · Increment: +25% ต่อรอบ · Maximum scale: $1,500,000.
Allowed: EA Trading · Scalping · Copy Trade ระหว่างบัญชีตัวเอง · News Trading (Royal/Rapid) · Hedging. Restricted: ห้าม HFT · ห้ามแชร์บัญชี · ห้าม Hedging ข้ามบัญชี TFT · Standard ห้ามถือข้าม Weekend.
When you buy a The Funded Trader Challenge through the TradingEdge link, you get a "Challenge fee discount" — enter the code at checkout (the code is shown on this page for our partners). Prop firms have no rebate system — only "discounts" at purchase.
Our verdict on The Funded Trader
The Funded Trader is a 5-year-old Forex prop firm based in Atlantic Beach, Florida, USA, with $120M+ (ตลอดอายุ) paid out across 50,000+ Funded. Strengths: very fast payouts (24h); diverse challenge formats. Watch out for: younger firm than ftmo. Profit split 90 / 10, drawdown 5%/12%. Apply for the Challenge only with a system that has already cleared backtesting and a small-live phase — not on confidence alone.
Trading Forex / CFDs / Futures involves high risk and may not be suitable for every investor. You may lose all your invested capital — 74-89% of retail traders lose money trading CFDs (per FCA / ESMA reports). Study each broker / prop firm’s rules and your own risk tolerance before deciding.
TradingEdge is an Affiliate / Introducing Broker only and does not provide investment advice. Information on this page is gathered from public sources and may change.
Ready to buy a The Funded Trader Challenge?
Buy through the TradingEdge link to get a Challenge fee discount — use the code at checkout · no extra fees.
